Menu Close

How much is SR-22 insurance in Hawaii?

How much is SR-22 insurance in Hawaii?

Because of the violations on your record, the cost of SR-22 insurance in Hawaii is more expensive than a traditional car insurance policy. Policies for drivers with clean records cost $503 on average per year, while those with severe violations spend an annual average of $1,570 for SR-22 insurance in Hawaii.

How long do I need an SR-22 in Hawaii?

3 years
You need an SR-22 in Hawaii for 3 years. That means drivers must maintain at least the minimum car insurance coverage required by Hawaii law for 3 years.

What does an SR-22 cover?

An SR22 is there to cover property damage and any liability arising from an accident in which the covered driver is involved. It is considered a “financial responsibility” insurance because it covers the driver’s liability to others who may be involved in an accident.

Does Hawaii require SR-22?

Hawaii requires SR-22 documentation for drivers who are convicted of serious traffic violations. The list includes reckless driving, hit and run, and DUI, among other major offenses.

Is SR-22 insurance more expensive?

SR-22 insurance is more expensive than regular insurance because they’re designed for drivers who have been convicted of a DUI/DWI offense. An SR-22 is a certificate that an insurance company files with the state to show that you have enough insurance.

Does an SR-22 cover you in any vehicle?

WalletHub, Financial Company Yes, SR-22 insurance covers any car you drive, as long as you have an owner-operator SR-22 certificate. An owner-operator certificate, which is available in most states, is a type of SR-22 form that covers you when you drive any vehicle, regardless of who owns it.

Why do you need an SR-22?

An SR-22 allows you to keep or reinstate your driving privileges after serious or repeated offenses. You might be required to have an SR-22 if: You’ve been convicted of DUI, DWI or another serious moving violation. Your driver’s license has been suspended or revoked.

Why would you need an SR-22?

Who has the best rates for SR-22 insurance?

Cheapest SR-22 Insurance Companies

  • Geico: $556 per year.
  • AAA: $576 per year.
  • Grange Insurance: $615 per year.
  • Progressive: $669 per year.
  • Mercury: $700 per year.
  • USAA: $713 per year.
  • Travelers: $740 per year.
  • Wawanesa: $745 per year.

Posted in Life